JPMorgan Chase & Co.
May 4, 2011

J.P. Morgan Treasury Services Announces Cash Management Enhancements in Asia Pacific

HONG KONG, May 4, 2011 - J.P. Morgan has today unveiled a series of enhancements to its suite of leading cash management solutions in Asia Pacific, underscoring the firm's continued commitment to product and service innovation across the region.

J.P. Morgan ACCESSSM, a proprietary service which provides treasury and investment professionals worldwide with a secure, single point of access to a wide range of Treasury Services ("TS") and Worldwide Securities Services ("WSS"), financial transactions, account information products and decision-support tools via a dynamic online platform, has been enhanced with additional local language capabilities for reporting systems in Japanese and Chinese. The firm's ACCESSSM platform now also supports newly-added flexible approval rules, providing clients with a more efficient workflow process, improved control, visibility and compliance monitoring in local markets.

J.P. Morgan Receivables EdgeSM, the firm's proprietary receivables management solution that automates the labor intensive task of matching inward receipts to outstanding accounts receivable, is now also available with local language capabilities in Japanese and Simplified Chinese. Receivables EdgeSM, which is executed through J.P. Morgan ACCESSSM, has also been enhanced with improved logic rules to increase the automatic match and reconciliation rate for single receipts for multiple invoices, a process which results in a decreased manual workload for clients handling reconciliation. This enhancement has been specifically tailored to suit Asia Pacific market practices.

Finally, J.P. Morgan's globally integrated International Demand Deposit Account ("iDDA") platform continues its international rollout, with Taiwan, Thailand, Australia and New Zealand implemented on May 1, 2011. The new markets will add to the platform's existing Asia Pacific presence in Singapore, Malaysia, Philippines, Vietnam, Korea and India. iDDA is now available in 27 markets across the globe. Delivering significantly enhanced reporting for clients through the system's real-time capabilities, the firm's iDDA platform provides greater visibility and control over cash accounts at an international level. Additional Asia Pacific markets will go live later this year.

Hendra Lembong, Head of Cash Management, Asia Pacific, J.P. Morgan Treasury Services, said: "These exciting product and service enhancements yet again demonstrate J.P. Morgan's ongoing drive to deliver for our clients. With our clients constantly seeking to improve their efficiency, reduce their cost and mitigate their risk, it is fundamentally important that we continue to deepen our country focus and expand our solution set to further build on the strengths and success of our integrated cash and liquidity management platform in Asia Pacific."

J.P. Morgan Treasury and Securities Services ("TSS"), which comprises the TS and WSS businesses, will continue to enhance its range of market leading products and elevate its client servicing capabilities throughout 2011, with a series of additional solutions planned for implementation by the end of the year. To support the firm's aggressive international growth strategy in Asia Pacific, Tom DuCharme, Chief Executive Officer for J.P. Morgan TSS Asia Pacific, recently announced a number of regional and country head appointments aimed at further developing the franchise across the region. This followed the hiring of an additional 600 financial professionals for TSS in 2010.

About J.P. Morgan Treasury Services
J.P. Morgan's Treasury Services business is a full-service provider of innovative cash management, trade, liquidity, commercial card and escrow services -- specifically developed to meet the challenges treasury professionals face today. More than 135,000 corporations, financial institutions, governments and municipalities in over 180 countries and territories entrust their business to J.P. Morgan. J.P. Morgan Treasury Services is one of the world's largest providers of treasury management services and a division of JPMorgan Chase Bank, N.A., member FDIC. More information can be found at www.jpmorgan.com/ts.

About JPMorgan Chase & Co.
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.2 trillion and operations in more than 60 countries. The firm is a leader in investment banking, financial services for consumers, small business and commercial banking, financial transaction processing, asset management and private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.