January 21, 2005

JPMorgan Chase Investor Presentation Information

New York, January 21, 2005 - On Thursday, January 27, 2005 at 12:15 p.m. (Eastern), James Dimon, President and Chief Operating Officer of JPMorgan Chase will present at the 2005 Smith Barney Citigroup Financial Services Conference at the Plaza Hotel in New York.

Presentation slides and a link to the live audio webcast will be posted on the day of the conference to www.jpmorganchase.com under Investor Relations, Investor Presentations.

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $1.2 trillion and operations in more than 50 countries. The firm is a leader in investment banking, financial services for consumers and businesses, financial transaction processing, asset and wealth management, and private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. has its corporate headquarters in New York and its U.S. retail financial services and commercial banking headquarters in Chicago. Under the JPMorgan, Chase and Bank One brands, the firm serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients. Information about the firm is available at www.jpmorganchase.com.


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