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IR > Financial information > Credit ratings

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As of July 9, 2008

JPMorgan Chase & Co.

  Moody's S&P Fitch
Outlook Stable Negative Stable
Commercial paper P-1 A-1+ F1+
Senior unsecured Aa2 AA- AA-
Subordinated Aa3 A+ A+
Junior subordinated Aa3 A A+
Preferred stock A1 A A+


JPMorgan Chase Bank, N.A. and Chase Bank USA, N.A.

  Moody's S&P Fitch
Short-term deposits/debt P-1 A-1+ F1+
Long-term deposits/debt Aaa AA AA-

The Bear Stearns Companies Inc.

  Moody's S&P Fitch
Outlook RUR Negative Stable
Commercial paper P-2 A-1+ F1+
Senior unsecured Baa1 AA- AA-
Subordinated Baa2 A+ A+
Preferred stock Ba1 A A+
   
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